Caliber Home Loans, Inc.’s advanced online platform is inspired by the people who actually use it: our Loan Consultants and our customers. We believe technology is the key to empowering Loan Consultants to deliver superior service, simplify day-to-day workflow, and ultimately work smarter.
Our proprietary loan origination system (LOS) and suite of mobile-friendly consumer applications feature seamlessly integrated mobile apps, while our marketing platform ensures that Loan Consultants can promote products and services with ease.
H2O is our proprietary LOS. It is built to help you deliver efficient turn times to provide your clients with best-in-class service. H2O is web-based and easily accessible in and out of the office. Our mobile app gives borrowers a place to access their information and use H2O from anywhere.
AMP houses everything you need to market your business. It’s integrated with H2O, ensuring your customer contact and loan data, as well as your agents and builder contacts are updated every time you start a new loan. AMP is also integrated with your personal website, allowing you to manage your page updates with ease.
Don’t have the time to manage marketing to your customers? We’ll do it for you. Each loan closing triggers our company-provided automated retention campaign, ensuring that your customers will hear from you for the next three years at no cost to you.
There’s a reason Caliber retains purchase better than the industry retains refinance.* Our data science, enterprise analytics, marketing, legal, compliance, and technology (IT) teams have worked tirelessly to create a digital infrastructure that wraps around your Caliber database. If your customers are on the move, we’ll trigger campaigns from AMP – individual emails between you and your customer – to keep them connected with you.
*Per Black Knight Mortgage Monitor Industry same servicer refi retention rates are ~20%.
© 2023 Caliber Home Loans, Inc. NMLS #15622
|*Closing cost offer available to customers who apply for a new purchase loan. Only available for single family primary residences and existing Caliber customers. Credit provided at closing. The offer is nontransferable and can only be used by the intended recipient. Advertised discount can only be applied toward payment of closing costs up to a total amount of $1,000 subject to product underwriting guidelines. Any portion of the discount amount not used toward closing costs will be waived.
|**A pre-approval does not signify that all underwriting requirements have been met. Actual terms, including interest rate, are subject to change without prior notice and may vary based on eligibility criteria. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Please contact Caliber for additional details.
|***The lock will be honored up to 75 days total. Your rate is protected for up to 30 days to shop for a home. Once you identify a property, your rate will be locked for an additional 45 days. All rate lock extensions are subject to Caliber’s standard rate lock extension fees All rate lock extensions are subject to Caliber’s standard rate lock extension fees. Not available for all loan products. Please contact Caliber for additional details.
|****Caliber agrees to pay the borrower the amount of the earnest money deposit (up to $5,000) following the home loan closing, if the loan does not close on or before the contract closing date due to a delay caused by Caliber. Void if there are any material changes to income or assets. Offer requires 30 business days from Caliber’s receipt of purchase contract to closing date. Other requirements include: Minimum 700 credit score, owner occupied purchase transaction. LTV and property type restrictions may apply. Available only through the Caliber Retail Channel. Payment may be subject to reporting for tax purposes. Please contact Caliber for additional details.|